Mortgage Information
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If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.
There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.
Our goal is to help you to secure the best possible financing (terms, rates, closing costs) for your home purchase. If you have a loan officer in mind or if you already have a Good Faith Estimate, we can help you assess your financial options for any mortgage loan that you may be interested in.
Preferred Lender
Tim Weber
Home Lending Solutions
355 S. Teller Street, Suite 201
Lakewood, CO 80226
Office: 303-205-7878
Cell: 720-394-1653
Fax: 303-945-2215
Website: http://www.teamhls.com |
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Please use the mortgage calculators to the left to assist you in making some decisions around financing your new home. These calculators will help you determine:
- What you qualify to borrow
- What your monthly payments will be
- What your debt to income (DTI) ratio is
- What your initial fixed payment will be on a mortgage with a "balloon" payment
- Your personal Credit "score" as a "graded" (A - D) value
- What income is required to qualify for certain loans with your DTI ratios
- How you benefit from additional advanced mortgage payments
- What your loan really costs (the annual percentage rate with upfront costs)
The results you will receive from using these calculators are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.